Last updated: Dec 1, 2025
This Refund Policy applies to all websites, funnels, digital products, programs, services, and memberships offered by FBM Ventures LLC (“we,” “us,” or “our”).
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## 1. All Sales Are Final (Default Policy)
Unless a refund or guarantee is explicitly stated in the promotional materials for a specific offer, all sales are final and non-refundable.
“Promotional materials” include:
* sales pages
* checkout pages
* product descriptions
* order confirmations
* official marketing for that specific offer
If the promotional materials do not mention a refund or guarantee, then no refunds are provided under any circumstance.
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## 2. No Implied Refunds
If a refund is not clearly written, it does not exist.
General expectations, assumptions, or communications outside the official offer pages do not create a refund right.
***Changes, updates, removals, or discontinuation of content or access do not create a right to a refund.
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## 3. Digital Products, Programs & Services
All digital products, online programs, templates, downloads, coaching, memberships, communities, and consulting services are non-refundable by default.
Access begins immediately upon purchase, and because of the nature of these products, we do not offer refunds, credits, or exchanges unless stated otherwise.
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## 4. Subscriptions & Memberships
Subscription fees are non-refundable.
You may cancel future billing at any time, but partial refunds for unused time are not offered.
If your subscription includes a trial, the full subscription price will begin automatically unless you cancel before the trial ends.
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## 5. Payment Plans
If you choose a payment plan, you agree to complete all payments.
Stopping participation, not using the materials, or disengaging from the program does not cancel your payment obligation.
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## 6. Chargebacks
Initiating a chargeback violates this policy.
We reserve the right to:
* remove access to all services
* pursue the outstanding balance
* dispute the chargeback with evidence of this policy
Please reach out to us first if there is an issue.
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## 7. Contact
If you have questions about whether a specific product includes a refund or guarantee, email:
We will clarify before you purchase.
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## 8. Changes to This Policy
We may update this policy as needed.
Any changes will be posted on this page with a new “Last updated” date.